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You can generally start taking Social Security at age 62, but you’ll see bigger checks for each successive year you wait — even after your full retirement age — until you reach 70. “Assuming you have a reasonable retirement nest egg, you may be better off spending down your investment portfolio for a few years in exchange for waiting to collect Social Security in your late 60s,” says Rick Kahler, a financial planner in Rapid City, .
Social Security’s online estimator tool will let you see the approximate size of your monthly retirement checks based on your actual earning record. But it pays to have a financial adviser run the numbers to determine the best time for you to start collecting benefits.
NEIL DEGRASSE TYSON: Intelligence that starts at the power plant and travels all the way to your home. Here's how the grid of the future will work. Your electric company is going to swap your old meter with a smart meter, equipped with wireless communication. All your appliances will be also be smart, they'll be able to communicate with your meter, which in turn will be in constant contact with the grid. This two-way communication between your electric company and your home will enable the grid to actually ask you for help, when it's running low on electrons.